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NASA FCU now providing Experian VantageScore 4.0

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Hex
Valued Contributor

NASA FCU now providing Experian VantageScore 4.0

NASA FCU nerfed their Exprian FICO 2 (mortgage) score and is now providing an Experian VantageScore 4.0. As far as I know Synchrony Bank was the only one providing a VantageScore 4.0 score and that one is from Transunion. I would actually normally hate this but they are supposedly going to use these scores for mortgages in the not too distant future so maybe a good thing?

84C1C386-C9E8-4D8A-AD4B-18C385EC99E2.png

 

Message 1 of 6
5 REPLIES 5
GZG
Senior Contributor

Re: NASA FCU now providing Experian Vantage Score 4.0


@Hex wrote:

Experian nerfed their Expriam FICO 2 (mortgage) score and now is providing an Experian VantageScore 4.0. As far as I know Synchronicity Bank was the only one providing a Vantage 4.0 score and that one is from Transunion. I would actually hate this but they are supposedly going to use these scores for mortgages in the not too distant future. 

84C1C386-C9E8-4D8A-AD4B-18C385EC99E2.png

 


limited to only those with credit products, or all members?

Starting FICO 8:
Current FICO 8:



4/6, 4/12, 8/24 new accounts
Message 2 of 6
Hex
Valued Contributor

Re: NASA FCU now providing Experian Vantage Score 4.0

I can't answer your question because I have not only a savings and checking account with them but I also have a credit card. Hopefully a NASA member without any loan accounts with them can post to let us know if they get the score. 

Message 3 of 6
FireMedic1
Community Leader
Mega Contributor

Re: NASA FCU now providing Experian Vantage Score 4.0

Looks like they did switch. Check the URL below. Fico Score:

https://www.nasafcu.com/digital-banking/mobile-banking/mobile-fico-score 

It leads to:

"Simply enroll and start viewing your VantageScore® right in the mobile app with just a single tap. It’s free, you can access it anytime, and your score updates monthly. Plus, you’ll get access to FAQs and other factors that affect your Score."

Smiley Happy


TWO MORE MONTHS NO BK! (on Eq/Ex)
Message 4 of 6
TheFIGuy
Established Contributor

Re: NASA FCU now providing Experian VantageScore 4.0

Randolph-Brooks Federal Credit Union (RBFCU) also utilizes this score for all their lending decisions. IIRC—this shows utilization history upon other things. I could be wrong.

Message 5 of 6
Catbird_Seat
Contributor

Re: NASA FCU now providing Experian VantageScore 4.0

I only have savings & checking with NASA & they gave me my Vantage 4.0 score effective 1/31/23. 

Message 6 of 6
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