NASA FCU nerfed their Exprian FICO 2 (mortgage) score and is now providing an Experian VantageScore 4.0. As far as I know Synchrony Bank was the only one providing a VantageScore 4.0 score and that one is from Transunion. I would actually normally hate this but they are supposedly going to use these scores for mortgages in the not too distant future so maybe a good thing?
Experian nerfed their Expriam FICO 2 (mortgage) score and now is providing an Experian VantageScore 4.0. As far as I know Synchronicity Bank was the only one providing a Vantage 4.0 score and that one is from Transunion. I would actually hate this but they are supposedly going to use these scores for mortgages in the not too distant future.
limited to only those with credit products, or all members?
Starting FICO 8s
Current FICO 8s
I can't answer your question because I have not only a savings and checking account with them but I also have a credit card. Hopefully a NASA member without any loan accounts with them can post to let us know if they get the score.
Looks like they did switch. Check the URL below. Fico Score:
It leads to:
"Simply enroll and start viewing your VantageScore® right in the mobile app with just a single tap. It’s free, you can access it anytime, and your score updates monthly. Plus, you’ll get access to FAQs and other factors that affect your Score."
Randolph-Brooks Federal Credit Union (RBFCU) also utilizes this score for all their lending decisions. IIRC—this shows utilization history upon other things. I could be wrong.
I only have savings & checking with NASA & they gave me my Vantage 4.0 score effective 1/31/23.