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NFCU AR

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Anonymous
Not applicable

Re: NFCU AR

Mine showed as well, 761 - Pulled the trigger on my GoRewards CLI (approved for $7K - From $4400 SL to $11,400) and apped for the Flagship, approved SL $15K!  NFCU is increadible!!! I now have a total of $41.400 in credit with them...including the CLOC $15K!  Not only am I going into the garden...I'm going DEEP into the forest!

Message 11 of 18
Anonymous
Not applicable

Re: NFCU AR

Since an AR was done does that mean the CLI request is a soft pull?  Also, new cc approval a soft pull?

Message 12 of 18
Anonymous
Not applicable

Re: NFCU AR


@Anonymouswrote:

Since an AR was done does that mean the CLI request is a soft pull?  Also, new cc approval a soft pull?


Haven't Received an alert but I've read so much about NFCU on this forum, I think the general concensus is YMMV.  I've heard that if it's your first CLI request, it's a hard pull no matter what.  But then I've seen where other first-timers say they didn't get a pull.  For me, even it's it's i inq each, the increase and 2nd card totaling $22K is worth it, IMO.

Message 13 of 18
SouthJamaica
Mega Contributor

Re: NFCU AR


@Anonymouswrote:

Since an AR was done does that mean the CLI request is a soft pull?  Also, new cc approval a soft pull?


CLI - no but it increases the likelihood of it being a soft pull

 

New CC - no it will be a hard pull for sure


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 689 TU 684 EX 682




Message 14 of 18
Anonymous
Not applicable

Re: NFCU AR


@SouthJamaicawrote:

@Anonymouswrote:

Since an AR was done does that mean the CLI request is a soft pull?  Also, new cc approval a soft pull?


CLI - no but it increases the likelihood of it being a soft pull

 

New CC - no it will be a hard pull for sure


SouthJamaica (my town too) is correct on the new card...just got the alert!

Message 15 of 18
Anonymous
Not applicable

Re: NFCU AR

I said to myself, “self, since you’re not only gardening but HIBERNATING for the next year or two, and the NFCU AR hit, might as well...” Got a $7k cli on my NFCU GoRewards, limit now $11.4k, apped for NFCU Flagship, approved for $15k. Hanging out the “Do Not Disturb” sign.
Message 16 of 18
Anonymous
Not applicable

Re: NFCU AR

So when do they do auto cli from AR? Was hoping for one this month.
Message 17 of 18
SouthJamaica
Mega Contributor

Re: NFCU AR


@Anonymouswrote:
So when do they do auto cli from AR? Was hoping for one this month.

Maybe never. There are no guarantees on that.


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 689 TU 684 EX 682




Message 18 of 18
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