NFCU NavCheck Denied. Recon or just wait?

[6speed]

Your CLOC and Visa limits will grow - FAST - if you take care of them and make chunky payments. My cash rewards card started with a $2900 limit in October. It's now $22k, and I've also been given a Flagship visa sig with the minimum $5k SL. I haven't been willing to take the hard pull for a CLOC CLI, but I think I applied for $10k on the same day I apped for the cash rewards; they countered with $7k. NFCU has been my largest ally in this credit repair game - cards, credit lines, a car loan, and hopefully soon, a mortgage. They've rightfully earned the bulk of my business for as long as I'm kicking, and I hope they do the same for you all!

[UncleB]

---

@Anonymous wrote:

Ok, I reapplied for just $500, and it went under review. They sent an email tonight and said my loan is approved, though it still says "review in progress" on the website.

The email says they are mailing me a promisory note to sign and "Funds are disbursed via the method chosen during your application process."  This is the NavCheck/Checking Line of Credit, though, so I assume no funds will actually be disbursed.  That wording is a little confusing.

Thank you for the advice, everyone.  I did not get another HP, so this worked out great. I am very happy to start with 500 and work up to the 15k.  I'm really excited about NFCU.

---

Congrats on your NavCheck approval!