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NFCU Secured CCD Reporting Issue

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wxman2021
Regular Contributor

NFCU Secured CCD Reporting Issue

Hey all!  I am about to have my 4th statement cut, 1 partial and 3 full here in a few days.  Questions is....TU is still only showing my 1st month reporting.   EQ and EX show 3 months reporting.  ( I started with $300 limit to open then after 3rd statement they bumped it up to $500). Again, EX and EQ are showing everything correctly but, TU only the 1st month reporting....Is that normal?  Who do I talk to about it?  NFCU or TU?  I also checked the full report (annual credit report site) and can confirm its only showing the 1st month reporting...
Thanks!

DC (5/25/2021)
Current: EQ8 684 EQ9 669
Current: EX8 698 EX9 696
Current: TU8 718 TU9 724
As of 7/7/2023
UTIL 1%
Message 1 of 5
4 REPLIES 4
FireMedic1
Community Leader
Mega Contributor

Re: NFCU Secured CCD Reporting Issue

No worries. TU has been known to lag at times. All the CRA's do updates at different times. It will show up. Most important the account is there and showing positive usage.


Message 2 of 5
wxman2021
Regular Contributor

Re: NFCU Secured CCD Reporting Issue

Thank you!  Ya, you are right, even though it only shows a month of reporting and should show more, at least it shows that.  Hopefully they will catch up.

DC (5/25/2021)
Current: EQ8 684 EQ9 669
Current: EX8 698 EX9 696
Current: TU8 718 TU9 724
As of 7/7/2023
UTIL 1%
Message 3 of 5
dragontears
Senior Contributor

Re: NFCU Secured CCD Reporting Issue

I completely agree that this will resolve itself without you doing anything and it is good you decided to give it more time.

 

For your future reference/knowledge I wanted to address your question about if you "should" contact the CRA or the lender about missing data. The answer is the lender, the CRA can only report information given to them so asking them why the information is missing is going to result in "we don't know, the lender didn't provide the information" (after you sit on hold for a couple of hours).

Message 4 of 5
wxman2021
Regular Contributor

Re: NFCU Secured CCD Reporting Issue

Thank you!  I will hold off and just see how it plays out.

DC (5/25/2021)
Current: EQ8 684 EQ9 669
Current: EX8 698 EX9 696
Current: TU8 718 TU9 724
As of 7/7/2023
UTIL 1%
Message 5 of 5
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