cancel
Showing results for 
Search instead for 
Did you mean: 

NFCU dropped free EQ FICO 9 for TU VS 3.0?

tag
babbles
Established Contributor

NavyFed Changed

for those of us who have NavyFed accounts, every month we've been able  to view our monthly FICO 8 equifax score but now with their new dashboard, they've changed to ADVANTAGE SCORE visibility, any spectulation on why they may have changed?  if we apply for a product today, they wouldn't use that score anyway, far as I know they use FICO scores

 

Nice dashboard though!  Smiley Happy

Message 21 of 40
pizzadude
Credit Mentor

Re: NavyFed Changed

There's a thread disucssing this change, see https://ficoforums.myfico.com/t5/General-Credit-Topics/NFCU-dropped-free-EQ-FICO-9-for-TU-VS-3-0/td-...

 

You can still get to your FICO score but it's unknown if that will continue

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 22 of 40
Anonymous
Not applicable

NFCU Credit Card Change

NFCU previously offered a free FICO credit score. I think it was Equifax Fico 9. I logged in today and now the score provided is a Vantage score, which is pure garbage. This is no longer a perk. NFCU should know better. 🙄

Message 23 of 40
Gunnerboy
Established Contributor

Re: NFCU Credit Card Change

There's a discussion about this in another thread.  Mine is still showing EQ Fico 9.

 

https://ficoforums.myfico.com/t5/General-Credit-Topics/NFCU-dropped-free-EQ-FICO-9-for-TU-VS-3-0/td-...



"Not everyone who helps you is a friend, and not everyone who challenges you is an enemy."
Message 24 of 40
Anonymous
Not applicable

Re: NFCU dropped free EQ FICO 9 for TU VS 3.0?


@lewdog wrote:

Did almost everyone's score go up going from Fico to BS VantageScore? Mine did almost 43 points. Too bad it wasn't real


Yep. It's totally bogus. 😠

Message 25 of 40
Anonymous
Not applicable

Re: NFCU dropped free EQ FICO 9 for TU VS 3.0?


@M_Smart007 wrote:

Ok, So I know most are upset about the NFCU "FAKO" VS 3.0 score on the phone App.

But dig a little further and you will find Equifax FICO9.

 

Follow these steps:   (click on images to enlarge)

Fako NFCU 1.pngFako NFCU 2.pngFako NFCU 3.pngFako NFCU 4.png


Just checked on the app and that's got a fako score as well.

Message 26 of 40
Anonymous
Not applicable

Re: NFCU Credit Card Change


@Gunnerboy wrote:

There's a discussion about this in another thread.  Mine is still showing EQ Fico 9.

 

https://ficoforums.myfico.com/t5/General-Credit-Topics/NFCU-dropped-free-EQ-FICO-9-for-TU-VS-3-0/td-...

Thanks.

Message 27 of 40
pakratus
Contributor

Re: NavyFed Changed

EQ FICO 9

Message 28 of 40
pip3man
Valued Contributor

Re: NFCU Credit Card Change


@Anonymous wrote:

NFCU previously offered a free FICO credit score. I think it was Equifax Fico 9. I logged in today and now the score provided is a Vantage score, which is pure garbage. This is no longer a perk. NFCU should know better. 🙄


No they still offer both but in separate landings. At least for me, my EQ FICO 9 that you can still find in your credit card details tab and the Vantage Score which is offered through their Mission: Credit Confidence on the main page of the updated mobile app.

Message 29 of 40
coldfusion
Community Leader
Mega Contributor

Re: NFCU dropped free EQ FICO 9 for TU VS 3.0?


@Anonymous wrote:

@M_Smart007 wrote:

Ok, So I know most are upset about the NFCU "FAKO" VS 3.0 score on the phone App.

But dig a little further and you will find Equifax FICO9.

 

Follow these steps:   (click on images to enlarge)

 


Just checked on the app and that's got a fako score as well.


From the accounts page try selecting a/the card and then under the Available Credit line select the "SHOW MORE DETAILS" option.  The screen should update to display exactly what @M_Smart007  marked in his 2nd screenshot from the right above and you then select the Free FICO Score View option to get your EQ FICO 9 score, like in the rightmost screenshot above.

 

 

 

(2/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 30 of 40
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.