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NFCU free Fico score update question

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pizzadude
Credit Mentor

Re: NFCU free Fico score update question


@MileHigh96 wrote:

Just checked because I didn't pay attention, but it seems that they did discontinue giving a FICO score and have switched to only giving the VS3 score.


FICO scores still show if you have a NFCU credit card, navigate into the CC and it's under "show more details".

 

I don't see a FICO score option showing underneath deposit accounts or loans. 

 

Navy's Credit Score Dashboard is based on VantageScore 3.0 and does not show a FICO score.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 11 of 20
GZG
Senior Contributor

Re: NFCU free Fico score update question


@pizzadude wrote:

@MileHigh96 wrote:

Just checked because I didn't pay attention, but it seems that they did discontinue giving a FICO score and have switched to only giving the VS3 score.


FICO scores still show if you have a NFCU credit card, navigate into the CC and it's under "show more details".

 

I don't see a FICO score option showing underneath deposit accounts or loans. 

 

Navy's Credit Score Dashboard is based on VantageScore 3.0 and does not show a FICO score.


if you were updated to the new app as part of its beta, you no longer see that 

 

you have to have the original app to see the FICO score

Starting FICO 8:
Current FICO 8:



2/6, 2/12, 6/24 new accounts
Message 12 of 20
pizzadude
Credit Mentor

Re: NFCU free Fico score update question


@GZG wrote:


if you were updated to the new app as part of its beta, you no longer see that 

 

you have to have the original app to see the FICO score


This is on iPhone APP version 6.22.2, as of today it's the latest release

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 13 of 20
MileHigh96
Established Contributor

Re: NFCU free Fico score update question


@pizzadude wrote:

@MileHigh96 wrote:

Just checked because I didn't pay attention, but it seems that they did discontinue giving a FICO score and have switched to only giving the VS3 score.


FICO scores still show if you have a NFCU credit card, navigate into the CC and it's under "show more details".

 

I don't see a FICO score option showing underneath deposit accounts or loans. 

 

Navy's Credit Score Dashboard is based on VantageScore 3.0 and does not show a FICO score.


Yup, you're right, found it.  They don't make it easy though.

 

Screenshot_20240904_134326_Navy Federal.jpg

BK7 discharged - 06JUL2021
Loans:

Revolving Accounts (in the order they were opened):

Closed accounts:

0/6, 2/12, 11/24 new accounts
TCL: $144.2K
Message 14 of 20
KatzNDawgs
Regular Contributor

Re: NFCU free Fico score update question

As of today 9/4, it shows my Equifax FICO9 as last updated 8/7 in NFCU. Seems to agree with the general 1 month lag of most card/bank score updates.

Message 15 of 20
pizzadude
Credit Mentor

Re: NFCU free Fico score update question


@KatzNDawgs wrote:

As of today 9/4, it shows my Equifax FICO9 as last updated 8/7 in NFCU. Seems to agree with the general 1 month lag of most card/bank score updates.


That's correct, the score updates monthly - mine actually just updated today Smiley Happy

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 16 of 20
MileHigh96
Established Contributor

Re: NFCU free Fico score update question

@pizzadude

 

I guess my app updated because the FICO score is now gone.  I checked all 3 of my NFCU cards and the free FICO score isn't available under any of them.  Android app version 7.0.12

 

Screenshot_20240910_102440_Navy Federal.jpg

BK7 discharged - 06JUL2021
Loans:

Revolving Accounts (in the order they were opened):

Closed accounts:

0/6, 2/12, 11/24 new accounts
TCL: $144.2K
Message 17 of 20
pizzadude
Credit Mentor

Re: NFCU free Fico score update question

Yeah I don't know if they're changing things but according to their site it's available for NFCU card holders:

 

https://www.navyfederal.org/loans-cards/credit-cards/cardholder-resources/fico-credit-score.html

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 18 of 20
MileHigh96
Established Contributor

Re: NFCU free Fico score update question


@pizzadude wrote:

Yeah I don't know if they're changing things but according to their site it's available for NFCU card holders:

 

https://www.navyfederal.org/loans-cards/credit-cards/cardholder-resources/fico-credit-score.html


I just looked where they said it should be on the app, and it's not, and I just checked the desktop full site and I can't find it anywhere on there either.  All that I can find is that stupid Mission: Credit Confidence that a lot of financial institutions seem to be going to and giving you the VS3.0 score.

BK7 discharged - 06JUL2021
Loans:

Revolving Accounts (in the order they were opened):

Closed accounts:

0/6, 2/12, 11/24 new accounts
TCL: $144.2K
Message 19 of 20
KatzNDawgs
Regular Contributor

Re: NFCU free Fico score update question

They just updated the app a day or two ago. When I checked earlier in the month it still was in the "more details" dropdown when going to the credit card, but now I don't see it anymore Smiley Sad.

Message 20 of 20
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