cancel
Showing results for 
Search instead for 
Did you mean: 

NFCU personal loan question

tag
Anonymous
Not applicable

Re: NFCU personal loan question

My last one was $5,000 and at that time I was an e-2 and now I'm an e-5 so I have considerably more income than in 2008 when I got the 5k so I'm guessing ill be ok asking for the 10k my main concern is I was wondering if I ask for the 10 and for whatever reason they don't wanna approve 10 if maybe they will counter with 8 or if they will just decline all together
Message 11 of 17
Rhaeny
Valued Contributor

Re: NFCU personal loan question


@Anonymous wrote:
My last one was $5,000 and at that time I was an e-2 and now I'm an e-5 so I have considerably more income than in 2008 when I got the 5k so I'm guessing ill be ok asking for the 10k my main concern is I was wondering if I ask for the 10 and for whatever reason they don't wanna approve 10 if maybe they will counter with 8 or if they will just decline all together

Yea as long as you have paid them timely and your other credit is fine I'm sure if they don't want to give you the $10K then they will counter offer.  They counter offered me and many other people here as well Smiley Wink.

Cap1 Quicksilver 11.5K | Chase Amazon Visa 10K | Citizens Bank MC 8K | Citibank MC 5.2K | Home Depot 5K | Bank of America Visa 4.5K | Best Egg Visa 3.8K | Dell 3.5K |Ally MC 2.9K | Apple 2.25K | Merrick Visa 2.3K | Amazon Store (SYNC) 1.8K



Fico Score 8: Equifax 725 | Transunion 742 | Experian 734
Message 12 of 17
Anonymous
Not applicable

Re: NFCU personal loan question

Thanks for the info Smiley Happy
Message 13 of 17
chnceit
Valued Contributor

Re: NFCU personal loan question

I got a 15K Peronal LOC at PenFed at 9%


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 14 of 17
Anonymous
Not applicable

Re: NFCU personal loan question


@Anonymous wrote:
My last one was $5,000 and at that time I was an e-2 and now I'm an e-5 so I have considerably more income than in 2008 when I got the 5k so I'm guessing ill be ok asking for the 10k my main concern is I was wondering if I ask for the 10 and for whatever reason they don't wanna approve 10 if maybe they will counter with 8 or if they will just decline all together

you will be fine i have done many loans with Navyfed in the past 5k-10k-15k as long you paid the loan off and you have income they will approve you.

my boys at navyfed are the best!  current total line with navy 97kSmiley Happy

 

Message 15 of 17
Anonymous
Not applicable

Re: NFCU personal loan question

Thanks Smiley Happy I love navy fed!!! They're customer service is always excellent!!
Message 16 of 17
Dustink
Valued Contributor

Re: NFCU personal loan question


@Anonymous wrote:
My last one was $5,000 and at that time I was an e-2 and now I'm an e-5 so I have considerably more income than in 2008 when I got the 5k so I'm guessing ill be ok asking for the 10k my main concern is I was wondering if I ask for the 10 and for whatever reason they don't wanna approve 10 if maybe they will counter with 8 or if they will just decline all together

Since you had a past loan you should be good to go. Better rate too.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 17 of 17
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.