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Do you have to me military or related to someone in the military to join NFCU? My mom joined several years back (no longer a member) and she defintiely has no relation to anyone in the military.
You must be in the military, or close relative or roommate with someone in NFCU.
There was a time when Credit Unions didn't have to enforce their "field of membership". The banks sued and courts forced reinstatement of field of membership rules.
Oh wow I was unaware of that. Thank you for the response!
Here's a link to the membership requirements for NFCU: https://www.navyfederal.org/how-to-become-a-member.php
They do allow some Civilian employees and DoD contractors to join.
Since your Mom was previously a member, it would be certainly be worth a call to see if she can rejoin.