@Marqedsade wrote:3/27/23- Joined with a checking account (minimal direct deposit weekly-$20.00)
4/8/23- Approved for CashRewards $500.00 CL 18%. Scores in 650-670 range
7/15/23- CashRewards CLI to $1500.00 approved
12/13/23- GoRewards approved, $9,500 CL 18%
12/17/23- $5,000 Unsecured debt consolidation loan approved at 18%. All balances paid to zero (including Cash Rewards).
12/22/23- SaveFirst CD opened with minimal deposit
Income of 120,000
23 open accounts, all at zero (only 3 reported as zero, waiting on more reporting). $55,000 available credit, scores between 650-725.
So, Im going to garden for a little while. I should be at 91/3 for the Cash Rewards in mid-Jan. What $$$ CLI should I try for then?
Thoughts? Anything else I could be doing to boost and better my relationship?
Thanks!
No, you're doing just fine. Just make sure you let at least one account report a balance before you pay it off.
As to a CLI request, you might as well go for NFCU's standard maximum these days -- $8k.
NCFU needs time more than anything. I have no checking account with them and $5 in my savings account. Get a card, use the card, pay the card, and wait.
GL!
@Marqedsade wrote:@SouthJamaica , I have seen here where people have recommended doing 3x the current limit, which would only bring me to $6,000.
Will they counter?
Yes they will.