NFCU - why did they SP my Experian?

[butterpecan]

NFCU - SOFT PULL confusion: ??

Mid month on 3/15/2024 they soft pulled my Experian report. Normally they SP my Equifax at the very end of the month every month like clock work. I have the nRewards Secured CC that is 11 months old and has not graduated. 

Is this common for them to SP off of their normal ritual report? I am a NY resident if that helps. They have not once looked at my TU as far as I can see for any soft pulls. 

[CreditPoor]

Not uncommon and often goes unnoticed. I've had them randomly pull different bureaus on me including Exp. It's just there way of letting you know they're watching. 

[butterpecan]

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@CreditPoor wrote:

Not uncommon and often goes unnoticed. I've had them randomly pull different bureaus on me including Exp. It's just there way of letting you know they're watching. 

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@CreditPoor Thanks I was not sure what to think because they are already watching my EQ. Nothing really special about any of my reports but my EQ is my lowest so perhaps it will help me graduate if they look at Experian. I have not seen anyone say anything about then looking at EX so it puzzled me. 

[ItsThatEasy]

Seems they pull both Experian and Equifax for their secured card as that's who they pulled for me. They pulled TUs on my unsecured loan apps (Credit Cards and Auto). Did your secured ever graduate with them? If not did they ever raise your initial SL?

[butterpecan]

@ItsThatEasy Yes my card graduated at 13 months and they raised me to $2k.