NO FICO SCORE!!!!!????

[haulingthescoreup]

Wow, that's a new one on me. FICO should still be reporting it. You'll need to call CS on that one:

Phone:
1-800-319-4433
Mon-Fri 6am to 6pm PST
Sat 7am to 4pm PST

And boy, do I miss Calvin and Hobbes! I taught my son to read using C&H collections for primers. He's pretty warped now, I'm afraid.

I decided to borrow Mrs. Wormwood for my avatar for a while after being called bossy one too many times!

[AndySoCal]

On the bureau that reports No record as of May 2009 do any of your credit card accounts and discover card accounts show on the report?

If the answer to that question is no I presume your the credit report does not show any of your credit information at all when you received no FICO score?  I am just trying to make sure I understand the problem.

If the answer is yes then here are two more questions

The essence of the my questions:

 Is the social security number or tax payer identifcation number the same on the accounts where you have credit and what you used to pull your credit report?

Is the address the same where you applied for credit and where you are living now?

If either of those is different that may be what is causing the problem if so call the bureau and work with them to correct the problem.

I hope this helps

[Anonymous]

The bureau that reports no records are TU, Equifax and FICO - it appears only Experian know I exist to date, but they have my full credit history and are scoring me well (hence the frustration).

I wonder if we added my SSN to my AU account.... perhaps we should look into this and that is why it was not reported/recorded?  I think I was probably added to the account before I received my SSN.

I have been living at the same address since I moved here.....

Thank you

[Anonymous]

lol - warped is good   and <cough> i just may have been called bossy a few times in my life too

thanks for the advice - obviously im here and creditworthy on some level so just to register as non-existent is incomprehensible to me (id understand more if they rated me crappy!!)

thanks for the updated advice - youve been so helpful

[AndySoCal]

Double check your other credit card accounts to make sure they are reporting your SSN too.  Glad I could be of help.

One more call Trans Union and see if they can find your credit profile their and update it with your SSN.  If Trans Union is able to find your credit profile they should be able to update it and then you should be able to see your FICO score then.

Message Edited by AndySoCal on 05-21-2009 08:27 PM

[Anonymous]

Did you get your free annual reports?