Speaking of SECU, I am planning on applying for a car loan and credit card with them next week. You mentioned that they pulled from Equifax, I appreciate that information! What were your scores when you got your car loan and CC, and what interest rates/credit limit/loan amount did you get? Also, if I apply for my CC now, do you know if they'll keep the score in their system so they won't have to do another hard pull when I app for the car loan later? How does their car loan system work? Sorry for all these questions, this is going to be my very first car buying experience, so I am new to this!
@Clyons0203 wrote:I pulled my credit and noticed my equifax report is higher than the others. I am a member of SECU, best bank on earth!! Well I have a credit card with them and a Auto Loan. They only pulled EQ when i applied for the loans. And they only report credit history to EQ. Well I asked to have my CC and auto loan placed on the other two files. I was basically told no in a nice way.Well If I were to apply for a home loan, the bank would pull all three files, and base my rate off the mean score. Well thats not fair, my scores vary so much because you are not reporting my info to the other two CRA.If I dont get this resolved in a few days. I might think about contacting a lawyer cause this is NOT FAIR!!
Message Edited by InfinitiG35 on 05-15-2008 09:18 AM
@Anonymous wrote:dumb question who is SECU and what is their site addy?
Not dumb at all.
SECU stands for State Employees' Credit Union, and is a major CU here in MD. I'm a member cause I went to UMBC Their site is http://www.secumd.org