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I use mycreditkeeper.com for my credit monitoring. They have my scores as follow
Ex-614
EQ-647
TU-623
and I just signed up for MyFico and it showed my Ex score as 626.
I just applied for an apartment and I looked across the table as the lady pulled my score and she said it wasn't too bad and they used Experian. The scored showed 592. What is wrong. I have several scores. Which is correct and I atleast thought all of them were in the 600's.
Please advise!
Credit Keeper is FAKO scores - they use their own formula. This website (MyFICO) shows your real EQ and TU scores. At this point in time, you personally cannot pull your true EX FICO score.
That's the short answer. Others may expand.
What about through equifax's monitoring service? is that the real fico?
thanks
Nope!
ETA: EQ - FICO
TU/EX - FAKO
Derrick1977 wrote:I use mycreditkeeper.com for my credit monitoring. They have my scores as follow
Ex-614
EQ-647
TU-623
and I just signed up for MyFico and it showed my Ex score as 626.
I just applied for an apartment and I looked across the table as the lady pulled my score and she said it wasn't too bad and they used Experian. The scored showed 592. What is wrong. I have several scores. Which is correct and I atleast thought all of them were in the 600's.
Please advise!
You can not get an EX score from myFICO. You can't get a EX FICO anywhere directly.
As mentioned, it is possible that the apartment manager didn't pull a FICO and as mentioned, the scores from CK are FAKO scores.