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On my EQ report there is a Jr listed after my name which makes no sense since I'm a girl. I previously sent EQ documents and asked them to remove it. No response. I sent the letter out again a few weeks ago. No response or solution again. I sent copies of my birth certificate, driver's license, social security card, and a current utility bill so plenty of documents to confirm my claims. Suggestions on what to do next to get this correct? The last letter was sent priority mail so I know it was received by them.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
Two things could be happening.
Either the CRA is making the correction, but one of your creditors is haiving it "undone" when they provide updated reporting, or the CRA is not doing its job.
I would first call the CRA and speak with a supervisior.
If you cant get it resolved by one of their managers and determine it is a CRA problem, you can file a complaint with the CFPB.
The CRAs are under statutiory mandate to take reasonable measures to ensure the accuracy of your credit report information.