Micaela09 wrote:ONE MORE QUESTION:I have a hyphenated name for example: Micaela Smith-JonesHowever, I always go by Micaela Smith. When NRS calls (called), they ask for John Jones ... so when I write my letter should I just put Micaela Jones? Does it make a difference if they know my whole name or my assumed name "Micaela Jones?"
Micaela09 wrote:I looked at my credit report, and it says OC is an Energy company I used to have. Now I know that I do owe this account. It was from a while back.Should I call energy company? I am pretty sure I am within the 7 yr SOL (7 for Texas, right?) I would like to find the DOLD, which is why I want to call. I also want to try PFD to energy company and not CA.It's okay to call the OC, right? Maybe if I get someone nice, I can talk to them and work out a deal, and they can send it in writing (PFD)?
Sorry to bump an old thread, but my concern is with National Recovery Systems too.. they had sent me a collections letter which MAY be fradulent (I'm in the process of investigating right now) and they had already called me before. I set up a payment plan and I think I DID give them my SS#, which upon reading this thread, was probably a mistake.
Ok, so I'm confused. Are these people debt collectors, or are they just out looking for money to any poor sap they find that happens to have a bad credit score? Is this some sort of phone phishing scheme?
If you know you owe a company money, and they state the company's name, why should you not pay Nationwide?
To quote a song, "Could some one please start explaining, because I need some understanding."