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Navcheck question

fltireguy
Valued Contributor

Navcheck question

So, I got into NFCU yesterday . Applied for nRewards, then Navcheck. Got an approval overnight on Navcheck, still waiting on nRewards.... The thing is, I only requested $5k on Navcheck - is there any way I can ask for the full $15k without another hp?
NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 1 of 7
6 REPLIES 6
CreditCuriosity
Moderator

Re: Navcheck question

I believe that would be another HP against EQ most likely.. Although other more familiar with NFCU can respond.  Only been with them a short time.. Kinda kicking myself now that I only requested 10k and got instant approved, but not willing to give that additional HP and 10k is honestly plenty for myself.  I suspect others will say it is an additional HP as well.

 

Edit:  Also congrats on your approval

Message 2 of 7
ddemari
Super Contributor

Re: Navcheck question

Congrats on your approval! I would think its another hard pull but the best way would be to call them up or send them a secure message and ask them to "reconsider the amount" approved for. It doesnt hurt to see what they say. good luck! 

Message 3 of 7
Saleen099
Senior Contributor

Re: Navcheck question


@fltireguy wrote:
So, I got into NFCU yesterday . Applied for nRewards, then Navcheck. Got an approval overnight on Navcheck, still waiting on nRewards.... The thing is, I only requested $5k on Navcheck - is there any way I can ask for the full $15k without another hp?

 Nice Congrats.  Just like everyone else has said it will be another hp on EQ. So ask for the full 15K. 

Message 4 of 7
fltireguy
Valued Contributor

Re: Navcheck question

FYI. Sending a secure message.. Pulled TU for membership, credit card, and Navcheck
NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 5 of 7
gingerflower
Valued Contributor

Re: Navcheck question

Yes, agree it would be another HP like credit addict suggest...Request full amount of $15,000 Congrats and welcome to Nfcu
Message 6 of 7
RonM21
Valued Contributor

Re: Navcheck question

I'd be surprised if it wasn't another HP, but stranger things have happened. Hope it happens to you...on the good end!
                

TCL: $306,100Utiliz: 6%AAoA: 5yrs 2mOther: Lease, Loan, *No MortgageCollections-Lates-BK's: 0

LWS-35k | BOA-50k | AMX-32.4k | DISC-33.6k | ALNT-25k | NFCU-33k | BARC-15k | BBUY-12k | CSE-10k | CP1-10k | CITI-11.7k | PF-38.4k


Message 7 of 7
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