Navy Federal FICO Score Updates

spiritcraft1 · ‎11-03-2020

There was no "monthly pull" either for the FICO score. That always happens around the 3rd Tuesday or something like that. There were zero October EQ soft pulls with the last one being on September 20th.

I hope we start getting TU 09 and not a FAKO score... that would blow.

$30k, approved for 15k 10/11/21 @ 807 EX FICO 08 - 61 day 2x cli

$15k, approved after 2 weeks 5/21 @ 698 EX FICO 09 Bankcard

$19k, started as a $5k secured card in 2016 @ 408 FICO, unsecured 12/18 @ 600 FICO

$10k (10/23) @ 785 TU08 - Denied, Approved after Recon

$10k - approved (12/19) at $1k @ 648 FICO

Biz |

Business $9k - 04/06/21 @ 686 SP FICO, 61d 3x CLI to $9k

Business $28k - 07/6/21 @ Instant 689 SP FICO

Business $15k - 03/1/22 @ Instant 795 SP FICO

$15k Biz 2% card, approved after 5 days 7/21 @ 685 EX FICO 09 Bankcard, 93 Biz EX score

$25k Biz instant approval 10/21 @ 790 EQ FICO, 99 Biz EX score

$23k Biz instant approval, ID Verification 10/22 @ 802 EX FICO

$14k Biz instant approval 10/22 @ 802 TU FICO

Elan Hawaii National Bank Biz Visa- $8k instant 10/22 @ 806 TU FICO

US Bank Triple Points Visa - $20k in branch 11/3/22 @ 809 TU FICO, 1/12 new accounts, no USB history

Elan Business Visa from Midland Bank for new LLC, Instant $17k 11-22

PNC Business Visa for new LLC, $15k, took a week. EX 820 HP! 11-22

FNBO Evergreen Business MC for new LLC, $13.7k, instant EX HP 805 EX BC09 4-22

Chase Ink Premier $8.8k Flex, $44k Spend, instant EX HP 756 | 09-23

Barclays AA Business MC - Measly $2k SL but got the 80k Sub, 819 TU | 03-23

Current F08 -

Current 2,4,5 -

Current F09 -

No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

M_Smart007 · ‎11-03-2020

@spiritcraft1 wrote:
There was no "monthly pull" either for the FICO score. That always happens around the 3rd Tuesday or something like that. There were zero October EQ soft pulls with the last one being on September 20th.

I hope we start getting TU 09 and not a FAKO score... that would blow.

I would like to get my TU FICO9 score ... as I already get EQ FICO9 from Penfed (whenever they decide to update it)

Duke_Nukem · ‎11-04-2020

New FICO scores are out, and they remain EQ9 scores for all of my clan.

Mr_Mojo_Risin · ‎11-04-2020

@Duke_Nukem wrote:
New FICO scores are out, and they remain EQ9 scores for all of my clan.

Yeah I saw mine was updated this morning as well. I had a new auto loan and CC report last month dropping me from 757 to 725.

Yep still using EQ9 though.

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL

M_Smart007 · ‎11-04-2020

I came here to say NFCU FICO scores updated, but I see I was beat to the draw

M_Smart007 · ‎11-04-2020

And yes, Navy is still giving Me EQ FICO9 .....

cashorcharge · ‎11-04-2020

Me too! EQF9 as of this mornings update!

Matt9543 · ‎11-04-2020

@M_Smart007 wrote:
And yes, Navy is still giving Me EQ FICO9 .....

My dad recently logged in and was given an invitation to view his CredControl Dashboard. He doesn't have any cards with Navy Fed, and I believe is why he was offered to view that dashboard.

FICO Scores (current as of November 24, 2020): Equifax: 740 | Experian: 751 | TransUnion: 732

800wannabe420 · ‎11-04-2020

@Matt9543 wrote:
@M_Smart007 wrote:
And yes, Navy is still giving Me EQ FICO9 .....
My dad recently logged in and was given an invitation to view his CredControl Dashboard. He doesn't have any cards with Navy Fed, and I believe is why he was offered to view that dashboard.

I currently have two Navy cards (Flagship and More Rewards) and I also received the same email. The score provided is a TU Vantage 3.0 and appears to be updated once monthly.

This is the 2nd month I've had access to this CredControl Dashboard via NFCU.

M_Smart007 · ‎11-04-2020

Vantage 3.0 Ughhhhhhh ...

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