Need Recommendation - Credit Monitoring

[BarryNTexas]

Never used these services but I now want to add one for during my credit improvement/face lift period.  Anyone have a good solid history and suggestion? 

Thanks in Advance, BnTX

[-Wade-]

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@BarryNTexas wrote:

Never used these services but I now want to add one for during my credit improvement/face lift period.  Anyone have a good solid history and suggestion? 

Thanks in Advance, BnTX

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The one. I like the best is Equifax from their site ! EQ showes the SP's on your file .

[Swapmeet]

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@Wade64 wrote:

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@BarryNTexas wrote:

Never used these services but I now want to add one for during my credit improvement/face lift period.  Anyone have a good solid history and suggestion? 

Thanks in Advance, BnTX

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The one. I like the best is Equifax from their site ! EQ showes the SP's on your file .

For all 3 CRAs?

[BarryNTexas]

Across the board.  So there is not one services that covers it all?  I need 3 sep tools?

[Swapmeet]

I know that you want all three Barry. I was asking wade if the one at the EQ site shows SPs from all three. I use credit check monitoring plus through usaa, but I will cancel that and follow wade to EQ if it shows SP from all 3 cra

[takeshi74]

Have you taken a look at the CMS thread?

http://ficoforums.myfico.com/t5/General-Credit-Topics/Credit-Monitoring-Service-CMS-Guide/td-p/66254...

[Transmogrifying_Bee]

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@BarryNTexas wrote:

Never used these services but I now want to add one for during my credit improvement/face lift period.  Anyone have a good solid history and suggestion? 

Thanks in Advance, BnTX

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How about the FREE for One Year credit monitoring service currently being offered by Target, to help mitigate customer problems caused by their recent credit card security breach?

https://corporate.target.com/about/payment-card-issue/credit-monitoring-FAQ.aspx

They are offering Experian's ProtectMyID application.  I have no opinion about how well this program compares with other providers such as Equifax.  Still, worth investigating given its free price . . . ?

[BarryNTexas]

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@Transmogrifying_Bee wrote:

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@BarryNTexas wrote:

Never used these services but I now want to add one for during my credit improvement/face lift period.  Anyone have a good solid history and suggestion? 

Thanks in Advance, BnTX

---

How about the FREE for One Year credit monitoring service currently being offered by Target, to help mitigate customer problems caused by their recent credit card security breach?

https://corporate.target.com/about/payment-card-issue/credit-monitoring-FAQ.aspx

They are offering Experian's ProtectMyID application.  I have no opinion about how well this program compares with other providers such as Equifax.  Still, worth investigating given its free price . . . ?

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Great suggestion!  It's a great price and will be an additional tool for me to use the coming year. 

[Lechte]

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@takeshi74 wrote:

Have you taken a look at the CMS thread?

http://ficoforums.myfico.com/t5/General-Credit-Topics/Credit-Monitoring-Service-CMS-Guide/td-p/66254...

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That's a little outdated.    The OP is wanting to know if there is a CMS that lets you pull all 3 CR's daily.  The one's in that thread that are listed as daily pullers are no longer daily pullers from my research.   EliminateIDtheft.com is the only one I have heard of that lets you pull all 3 daily, and word is...that site has some issues with their EQ reports, and they don't give you your login info til a few days after you buy the product. ....if true, that's plum stupid.

[BarryNTexas]

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@Lechte wrote:

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@takeshi74 wrote:

Have you taken a look at the CMS thread?

http://ficoforums.myfico.com/t5/General-Credit-Topics/Credit-Monitoring-Service-CMS-Guide/td-p/66254...

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That's a little outdated.    The OP is wanting to know if there is a CMS that lets you pull all 3 CR's daily.  The one's in that thread that are listed as daily pullers are no longer daily pullers from my research.   EliminateIDtheft.com is the only one I have heard of that lets you pull all 3 daily, and word is...that site has some issues with their EQ reports, and they don't give you your login info til a few days after you buy the product. ....if true, that's plum stupid.

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Thanks Lechte.  I only use FAQs, forum posts, and everything else as a guide.  I was actually soliciting real time real usage experiences from other posters here.  I think I will got with the freebie from Target and a product from Trans Union or Equifax.  I really don't need daily updates as I now think that's a bit OCD if you ask me.  Appreciate the dialogue on this topic.  -Barry