Need advice! Condused about this site

[izzesparks]

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@Momof5 wrote:

Things change across time.....

That being said, I checked out your link and it appears that it does give you the 3 bureau + FICO08 scores.  Note that it allows you only 3 reports per month, so you are paying $30/mo for 3 pulls which is far cheaper than getting 3 scores just once on this site.

I read the terms and conditions and it is a bit confusing because it only gets specific regarding the EX score.  But is states that you get "scores".

Anyone wanna be the GP on this?

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so far so good!! I signed up for the trial and it really is Fico Score 8 for all 3 bureaus!! I put my new scores in my siggy.....I like this site, it's much easier to navigate through and easier to read and I like that they also have the simulator so I can plan for my next attack to get my scores up! So far so good.... thumbs up

[Momof5]

Cool!  Looks like I am switching over!  I don't have to worry about daily changes anymore and with scores over 700, I just need to garden.  3 scores just once per month for that price is a deal!

[Anonymous]

Ditto. Signed up a few moments ago. Real FICOs immediately and fantastic report presentation. Easy to compare items and details. Still not totally sure how frequently reports update. If it's at least once or more times per month, it's worth keeping for awhile.

[jamie123]

@ Momof5

Wow!

I don't ever recall seeing such a disparity between FICO 08 and FICO 04 (Mortgage) scores on this board. Do you know why that is?

Would you mind sharing what your history looks like?

[Anonymous]

Logged in today, and shown on right-hand side is the blurb "3-Bureau Credit Report Refresh: 6 days until you can refresh your 3-Bureau Credit Report with Scores at no additional cost.". Appears full reports and scores 3X per month is for real. This is a winner!

Wish MyFICO would offer additional full reports (currently, it's just once per year; way too long) and more frequent score updates regardless of triggers, which often don't work well, and cause much confusion. As it stands now MyFICO is falling way behind. Maybe FICO isn't overly concerned, since they still earn licensing fees from 3rd parties, including many credit card issuers, which offer FICO scores for less or even free.

[SOGGIE]

I would love to see screenshots.

[Anonymous]

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@SOGGIE wrote:

I would love to see screenshots.

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I only found out about it last night. I'm going to cancel myFICO when the month is over because for $5 extra per month, it's definitely worth it. I signed up last night and see that myFICO never updated my EX score (they still haven't) and last night TU on CreditCheckTotal was already showing 801 where myFICO was still showing 796 - it finally updated on myFICO today, but EX is still showing 786. 

Here's a screenshot. I hope I got all my real personal info blocked: