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Sylviatob wrote:
You really can't tell in advance, there are so many variables involved.
But I can tell you that in February, 2007 my utilization was right at 85% and my TU FICO score was 521. And by July I had brought down my utils to around 15% and the score jumped to 681. A 160 point increase. I think Timothy did a similar thing and his jumped around 191 points, if I'm not mistaken.