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I have a random negative item showing on my MyFico report for Equifax. When I go to equifax to see it in detail and dispute it- it isn't showing. It is from 2016 and literally only shows on the equifax tab on MyFico only.. no where else. Since it's on MyFico it seems to be affecting my score slightly. Any ideas or suggestions on getting this removed.
The item in question seems to stem from an account my ex opened in my name while we were together.
Thanks in advance.
Pull your free annual credit report. That will give you the correct information. You can go from there.