New Card Reporting

Anonymous · ‎12-11-2020

Hopefully I'm posting this in the right place. I have two new credit cards through my credit Union (SchoolsFirst). Both of them are reporting fine to Experian and Equifax but Transunion is reporting it as one card and every time one reports it says the my credit limit and card number have changed. How do I even dispute that?

thornback · ‎12-11-2020

What a mess. Contact the credit union directly and ask them to fix it. If you can provide them with a copy/screenshot of last month's reporting and this month's, showing the account number change on a single tradeline as opposed to two separate tradelines, that'd be helpful in explaining what's happening.

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"

Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:

Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.

ccquest · ‎12-13-2020

I'd say just wait it out. Sounds like a Credit Karma alert and not really an issue on your proper credit report. Run it from annualcreditreport.com and see what they each show.

as of 1/1/23
Current Cards: