No I settled for with an amount less than was due though not much less... 600 on a 711 debt before I found you guys here. 
From what I understand GMAC isn't very lenient with the PFD's anyway. How can I get the charge off date of jun 07 moved back to the date of 2/03 that was on my EX report when I first pulled it? Not to mention the balance that now says written off that was not. Where do I go when my dispute resolution is still not right?
From what I understand GMAC isn't very lenient with the PFD's anyway. How can I get the charge off date of jun 07 moved back to the date of 2/03 that was on my EX report when I first pulled it? Not to mention the balance that now says written off that was not. Where do I go when my dispute resolution is still not right? Yeah but Tuscani, I need a new car loan soon won't that affect my score as well as how the auto lenders will see me.
Tuscani wrote:Did you try a PFD?Don't worry about the DOLA.Why?Say the CO took place in 2002..it's now 5 years old....keep in mind it can only stay by law 7 years...but if you pay it off say June 2007...it will show last activity June 2007..it will just update...but it has to fall off no matter what in 2009.
Message Edited by Tuscani on 06-08-2007 09:57 PM
On the positive side, EX came back on my dispute with my ex's loan that I was a co-signer on and reported it as never late because I disputed the 90-120 days late with 0 balances. One small victory with Ford, one step back with GMAC. 
Sure... thanks 
G M A C
Address:
PO BOX 105677
ATLANTA, GA 30348
No phone number available
Account Number:
02911244.... Status:
Paid in settlement. $1,091 written off. Status Details:
This account is scheduled to continue on record until Apr 2008.
This item was verified and updated on Jun 2007. Date Opened:
03/1996
Reported Since:
03/1996
Date of Status:
06/2007
Last Reported:
06/2007 Type:
Installment
Terms:
66 Months
Monthly Payment:
$0
Responsibility:
Individual Credit Limit/Original Amount:
$15,986
High Balance:
NA
Recent Balance:
NA
Recent Payment:
NA Account History:
Charge Off as of Jun 2007
60 days as of Mar 2002
30 days as of Apr 2002 to Sep 2002, Jul 2001 to Feb 2002 Creditor's Statement:
Account legally paid in full for less than full balance.
Address:PO BOX 105677
ATLANTA, GA 30348
No phone number available
Account Number:02911244....
Status:Paid in settlement. $1,091 written off.
Status Details:This account is scheduled to continue on record until Apr 2008.
This item was verified and updated on Jun 2007.
Date Opened:03/1996
Reported Since:
03/1996
Date of Status:
06/2007
Last Reported:
06/2007
Type:Installment
Terms:
66 Months
Monthly Payment:
$0
Responsibility:
Individual
Credit Limit/Original Amount:$15,986
High Balance:
NA
Recent Balance:
NA
Recent Payment:
NA
Account History:Charge Off as of Jun 2007
60 days as of Mar 2002
30 days as of Apr 2002 to Sep 2002, Jul 2001 to Feb 2002
Creditor's Statement:Account legally paid in full for less than full balance.
Ok, I would dispute the date.
