Citifinacial : DOLA was JUL 2006.. no idea where to find my DOFD; Closed on 2/05, and the 7yr history shows for 30/60/90 days late: 0 times, and "Worst Delinquency" says None Reported...
Call Cit and ask --- what is going on.
The SOL, don't see it...

.. It was opened in Toledo, but have moved around due to the military.. I now live in Cleveland..
Dispute (wait for it to verify or come off) then send an OC letter - then a PFD
AmEx: DOLA 3/2003, closed 11/03.. I know I used this CC only once for around $200 back in 4/2002..
I would try getting into OASIS for this - nice history if you can.
Assoc/Citi Bank : DOLA - MAR 2007.. This is a weird one.. Don't remember opening this and I never used it.. its a CC for only $100... I remember getting a bill one day for an annual fee.. I called and cancelled it and told them I never opened the account. Its saying I closed it Dec 2006 (I was in Iraq) and date of last activity was 3/07 (still in Iraq) ...
Call them - may be an error, may be id theft