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[Anonymous]

BACKGROUND (same CA)

Four medical collection accounts

One auto loan (ex-husband's) account

All accounts are past SOL

CA does not appear to be licensed in Arizona

I disputed these accounts on all three reports

Results - verified, no change

My question - do I (1) file a complaint with the state and/or (2) contact the CA in writing?

Thanks for the advice!

Cathleen

[Anonymous]

I would complain to the state-

I ran into this earlier this year- these ceased collections and got themselves licensed. Luckly I managed to get it settled with an agreement not to report and unverifiable.

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@Anonymous wrote:

BACKGROUND (same CA)

Four medical collection accounts

One auto loan (ex-husband's) account

All accounts are past SOL

CA does not appear to be licensed in Arizona

I disputed these accounts on all three reports

Results - verified, no change

My question - do I (1) file a complaint with the state and/or (2) contact the CA in writing?

Thanks for the advice!

Cathleen

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[Anonymous]

Tim -

Did you settle with the CA not to report/unverifiable or was that with the state?  I don't mind paying, but they haven't responded to my PFD letters.  Also, if they chose to get licensed, could they start reporting again?

Thanks!

Cathleen