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Nice Equifax bump (69 points)

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Anonymous
Not applicable

Nice Equifax bump (69 points)

Woke up this morning to a massive EQ bump -- 638 --> 707.

Checked the BD and both the baddies that were supposed to come off next month were deleted already!

Now I have absolutely NO baddies on any report!!!!!

Message 1 of 17
16 REPLIES 16
baller4life
Super Contributor

Re: Nice Equifax bump (69 points)

Sweeeeet!! Congrats dude!!
Message 2 of 17
robbulous
Regular Contributor

Re: Nice Equifax bump (69 points)

Congratulations! Keep it up!


NPSL.................$30,000............$28,000.............$20,500............$28,000............$80,000............$19,000............$21,300..............$20,500
Current FICO Score Across All 3: 770+..... GOAL: 800+ Current Utilization: 5%....... Infiniti Financial Auto Loan at 1.9%
Message 3 of 17
chalupaman
Super Contributor

Re: Nice Equifax bump (69 points)

Excellent clean up!

 

Congrats.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 4 of 17
Anonymous
Not applicable

Re: Nice Equifax bump (69 points)

Man it feels good!

Just applied for a refi for my car  and also a loan for a car for the wife both through NFCU.

Been waiting for these baddies to drop so I could lock in a nice low rate.

Message 5 of 17
sunkissed
Established Contributor

Re: Nice Equifax bump (69 points)

Congrats!  Super happy for you Smiley Very Happy

NFCU Flagship $32K | NFCU Cashrewards $42K | Discover IT $39K | SECU Visa $20K | Chase SW $24k | CSR $15K | Chase Bonvoy $11.5K | Chase Freedom $11.5K | Chase Amazon Visa 8.5K | AMEX Bonvoy $18.1K | AMEX Hilton Surpass $15K | AMEX Hilton Aspire $24.4K | AMEX Gold | Aviator Red $16K | Uber Visa 10k | Citi TY Premier $24.6K | BoA Premium Rewards 35k | BoA Cash Rewards Visa $31.5k | BoA Cash Rewards MC $23k | US Bank Cash+ $10k | USAA AMEX $6K | Cap1QS $11K | BJs MC $27.6K | Walmart MC $5.1K | Loft MC $25,000 | Macy’s Store/Amex $20K/$1K | BR Visa $10K | JCP $1K | VS $3.2K | Home Depot $5K | Lowes $8.5K | Target $14.5k
Message 6 of 17
Imperfectfuture
Super Contributor

Re: Nice Equifax bump (69 points)

Love those score pops, makes this all worth it. Congrats.
Signature needs updating
Message 7 of 17
Anonymous
Not applicable

Re: Nice Equifax bump (69 points)

Congrats. Nice come up!
Message 8 of 17
gdale6
Moderator Emeritus

Re: Nice Equifax bump (69 points)


@Anonymous wrote:

Woke up this morning to a massive EQ bump -- 638 --> 707.

Checked the BD and both the baddies that were supposed to come off next month were deleted already!

Now I have absolutely NO baddies on any report!!!!!


A nice surprise Smiley Happy

Message 9 of 17
Anonymous
Not applicable

Re: Nice Equifax bump (69 points)

Thats a great thing, congrats

Message 10 of 17
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