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d170 wrote:
So would this letter also apply if I went to a Car dealership. I only thought they would pull from the Dealership Credit (Honda) however there were several other inquiries Capital One, Citi, Drive, etc. Can I request to have those moved or should I asume that the dealership may have to pull from more then one Auto Lender?Thanks in advance!
Thoxsie wrote:
Alright, I had a questions about this. I have been setting up some CD's with CitiBank (I have set up 5 CDs within the last year). Is it legal for them to do a hard pull on my credit when I am setting up a account with them? I can see if I was setting up a credit card or even a normal checking account, but this is a CD. . .I am giving them money and not touching it until the term expires. Also, I am almost positive I asked if they where doing a hard pull and if it will show up on my credit report and they said no (but i have no proof of this). So is this something I can dispute and have removed? -Tony
Thoxsie has a ? up ^ there too, didn't want you to read just my question and miss there's.
My questions ... 3 different senarios ... Will OP letter work for any of these?
1) DB and I went to rooms to go and purchased some stuff. We tried getting credit first (not me I was deceased at the time) DB's credit didn't work. Fine, they asked us if we wanted to try and run it through one other option and we told them NO, they did it anyway.
2) When I registred my daughter into college she was only 17 so the bank account they told her she had to get, I had to be on it. Fine, but there is a hard pull on my credit from them, Suntrust.
3) I resently open another account with my CU, joint we DB and they hard pulled on us both.
Thanks,
Veee
Veee wrote:Thoxsie has a ? up ^ there too, didn't want you to read just my question and miss there's.
My questions ... 3 different senarios ... Will OP letter work for any of these?
1) DB and I went to rooms to go and purchased some stuff. We tried getting credit first (not me I was deceased at the time) DB's credit didn't work. Fine, they asked us if we wanted to try and run it through one other option and we told them NO, they did it anyway.
The add'l INQ's with not authorized.
2) When I registred my daughter into college she was only 17 so the bank account they told her she had to get, I had to be on it. Fine, but there is a hard pull on my credit from them, Suntrust.
They had PP (like it or not) When DW and I opened our last check account the CU only pulled my credit.
3) I resently open another account with my CU, joint we DB and they hard pulled on us both.
Joint=responsible =You applied for credit= PP
If you were only being added as an AU- I would not have expected a hard.
Thanks,
Veee