I signed up with a Credit Union for my auto loan 6 mos ago. I just pulled my Experian Credit report and noticed that it was not being reported. I also noticed my secure credit card wasn't reported. The only thing listed on my Ex credit report are all oldies from my bank and a $300 card from Orchard. I got my Vantage Score and in the summary it indicated the lack of installment account and low available credit was hurting me. Has anyone else had this problem? Is there a solution or am I destined to just not have that information reported?