OMG.. Countrywide and identity theft

[haulingthescoreup]

I go back to going with the monitoring service rather than a freeze. I want to know what's going on, not rely on a freeze with all the PITA that goes along with it.

Still no letter here, thank God. If I may ask, for those of you who got hit, what region are you in, and what type of loan? (Feel free to be pretty vague on this.)

We're in East Tennessee and have a 25-year fixed rate mortgage, opened in 11/2002 as a refi.

[Anonymous]

Got my CW letter today.

I wish someone would steal my identity!!!!

[Anonymous]

I live in Indiana and I got the letter today from Countrywide.  It says that a former employee MAY have sold our info to a third party.  It offers two years of free credit monitoring through Triple Advantage Credit Monitoring.  You can check out that info at www.consumerinfo.com/countrywide.  Best to go ahead and call one of the 3 credit bureaus and put a fraud alert on your account.  They will contact the other two credit bureaus for you.  What I wonder is will a class action lawsuit result from this?  There is a class action suit in place now against TransUnion for selling person info to third parties.  That can be viewed at www.ListClassAction.com.  If you accept the TransUnion offer to have extended credit monitoring,  you are opting out of receiving any money from the class action settlement. 

I wonder if we all accept this free credit monitoring and a class action suit comes along (I'd love to start one!) against Countrywide, then will we not be entitled to settlement money? 

Any thoughts?

[soapdish]

yeah, ha ha

we always joke that our credit is so bad, we never really worry about ID theft,

just let someone try to open a new account or even try to get money with our debit cards, not a chance! 

L

[Anonymous]

WOW ... I HATE CW ANYWAYS AND THIS JUST ADDS FUEL TO THE FIRE! A few months ago, my husband and I were unable to pull his reports. Kept stating wrong information. We telephoned and after HOURS on the telephone we discovered our mortgage lender COUNTRYWIDE changed our mailing address from MO to VA. THANK GOD we placed fraud alerts on all files then. We assumed it was just a mistake...I guess not. We have not received a letter as of today, but I'll be watching. Thank you everyone for sharing your information.

[Anonymous]

if you have not read this as of todays date go

fox5vegas.com

it tells more info.

**** Just remember ALWAYS protect yourself from even you friends. ****

Anyone will take what they can get in this major homeowners downslide.

[Anonymous]

I received my letter last night and spent a lot of time on the phone with CW this morning. 

The first call was with a tele-marketer who called me with a re-fi opportunity (they're kidding, right?).

She told me the responsible person has not yet been caught.  Then gave me an 800 number to call if I hear from the media (so now they've given my name to the media?!)  And said I may hear from Federal law enforcement.  She had a letter distributed within the Dept. from which she gave me this info.

Then I called the number in the letter I received and he had no idea why she said the things she did.  He did not have the same information.  He said the person has been apprehended and as far as he knows, our names have not been shared with the media.

Neither would speak to the timing of all of this, but both said it all came down within the last few days.

Unbelievable.  If this guy was arrested in early August, the investigation had to have started long before.  I don't understand why we're only hearing about this now and didn't get a cautionary heads-up long ago.

In any case, I signed up at ConsumerInfo this morning, and so far, so good.  But it hardly makes me feel safe.

I imagine there will be some kind of Class Action eventually.

[Anonymous]

I received my letter this week. I alreay have TC and check it once a week. It would be nice to save the $14 on TC and take the offer for free service for 2years.  I've been to the site. I can't tell if it offeres daily update of credit report. I've tried other products that offered unlimited daily monitoring and it was not a dialy update just daily alerts.  Does anyone know?

[Anonymous]

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MollyGoLightly wrote:

I received my letter this week. I alreay have TC and check it once a week. It would be nice to save the $14 on TC and take the offer for free service for 2years.  I've been to the site. I can't tell if it offeres daily update of credit report. I've tried other products that offered unlimited daily monitoring and it was not a dialy update just daily alerts.  Does anyone know?

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molly, I have tc as well and I like it much better than the triple from experian. I like the layout better and I think with the triple it only monitors your 3 reports but you can only update the ex report daily. I am keeping my tc and just using the triple as a backup. I might put a fraud alert on all 3 too, but I'm still not sure....Still thinking about this....been having nightmares past 2 nights of unauthorized inqs on my reports..... Good luck everyone!

[athensguy]

Pretty sure the thing offered with this is "Credit Monitoring" and they mean it just sends you an email if it sees something new pop up. It doesn't actually let you view your reports.