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Oh no - All Inquiries on TU are BACK!

tag
fused
Moderator Emeritus

Re: Oh no - All Inquiries on TU are BACK!

I just had two inqs placed back on my TU report. LOL!

Message 11 of 29
smallfry
Senior Contributor

Re: Oh no - All Inquiries on TU are BACK!

That's the scuttlebutt on the creditboards today. Imagine spending hundreds of Dollars to get all these inqs bumped only to end up eating them again? 

Message 12 of 29
Anonymous
Not applicable

Re: Oh no - All Inquiries on TU are BACK!

Mine reappeared -- some of which had originally disappeared over a year ago. 

 

Oh, well ... it was nice while it lasted.

Message 13 of 29
JagerBombs89
Established Contributor

Re: Oh no - All Inquiries on TU are BACK!

Just pulled my report and I still have 0 inquries on TU Smiley Very Happy

Message 14 of 29
Anonymous
Not applicable

Re: Oh no - All Inquiries on TU are BACK!

I have heard this happening with many people around me as well.

 

Question: What could have possibly made these inquiries re-appear? and is there anything to do about them?

Message 15 of 29
daisyduke
Valued Contributor

Re: Oh no - All Inquiries on TU are BACK!

Have no idea the reason that inquiries magically reappeared. Maybe TU fixed their software bug? 

 

I felt clean with zero and now dirty with ten!! lol lol

 


Starting Score: 682 EQ, 663 TU
Current Score: 687 EQ - 705 TU on 7/18/10
Goal Score: 700 + both EQ and TU


Take the FICO Fitness Challenge
Message 16 of 29
BungalowMo
Senior Contributor

Re: Oh no - All Inquiries on TU are BACK!

Yep....mine are back too!  My CCT FAKO dropped 31 points, but thank God my TU FICO only dropped 10! 

 

I went from 0 inq's to 5 on cct & 4 on FICO.

 

 

BK 7 discharge 06.24.2020 No Fico score at all. Smiley Sad
Message 17 of 29
JagerBombs89
Established Contributor

Re: Oh no - All Inquiries on TU are BACK!


@JagerBombs89 wrote:

Just pulled my report and I still have 0 inquries on TU Smiley Very Happy


I put my foot in my mouth TOO early!  I just had 9 inquires added back on my TU report.  But I also had 1 INQ from equifax drop off. Smiley Mad

Message 18 of 29
haulingthescoreup
Moderator Emerita

Re: Oh no - All Inquiries on TU are BACK!

For those who had inqs re-appear, how many were from April 2009 or later? And how many of you definitely had your FICO TU score (not TrueCredit, not your score directly from TU, not your score from CCT, etc etc) drop?

 

I have always seen a score increase on my TU FICO increase when an inq went over a year. And Lord knows, they haven't updated the formula. Smiley Mad

 

In most cases, a score change is due to something else that might not have registered on you. For the poster above who had before-and-after TU scores that were only 2 weeks apart, you might want to call myFICO Customer Service and see if they can figure out what happened. When you look at the older report and the newer report, check screen two with the positive and negative factors. Have the negative factors changed in order?

Phone:
1-800-319-4433
Mon-Fri 6am to 6pm PST
Sat 7am to 4pm PST

I'm baffled as to why >1 year old inqs are displaying on myFICO reports. myFICO traditionally hasn't displayed them, as they are ignored for scoring.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 19 of 29
Imhotrodcrazy
Valued Contributor

Re: Oh no - All Inquiries on TU are BACK!


@JagerBombs89 wrote:

@JagerBombs89 wrote:

Just pulled my report and I still have 0 inquries on TU Smiley Very Happy


I put my foot in my mouth TOO early!  I just had 9 inquires added back on my TU report.  But I also had 1 INQ from equifax drop off. Smiley Mad


That will teach you to keep your mouth shut.   Smiley Very Happy

FICO 08
TU 842 12/8/18
EX 840 12/29/18
EQ 842 12/8/18
(NASA 30K) ( Amex 44k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 2/15
Message 20 of 29
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