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I just had two inqs placed back on my TU report. LOL!
That's the scuttlebutt on the creditboards today. Imagine spending hundreds of Dollars to get all these inqs bumped only to end up eating them again?
Mine reappeared -- some of which had originally disappeared over a year ago.
Oh, well ... it was nice while it lasted.
Just pulled my report and I still have 0 inquries on TU
I have heard this happening with many people around me as well.
Question: What could have possibly made these inquiries re-appear? and is there anything to do about them?
Have no idea the reason that inquiries magically reappeared. Maybe TU fixed their software bug?
I felt clean with zero and now dirty with ten!! lol lol
Yep....mine are back too! My CCT FAKO dropped 31 points, but thank God my TU FICO only dropped 10!
I went from 0 inq's to 5 on cct & 4 on FICO.
@JagerBombs89 wrote:Just pulled my report and I still have 0 inquries on TU
I put my foot in my mouth TOO early! I just had 9 inquires added back on my TU report. But I also had 1 INQ from equifax drop off.
For those who had inqs re-appear, how many were from April 2009 or later? And how many of you definitely had your FICO TU score (not TrueCredit, not your score directly from TU, not your score from CCT, etc etc) drop?
I have always seen a score increase on my TU FICO increase when an inq went over a year. And Lord knows, they haven't updated the formula.
In most cases, a score change is due to something else that might not have registered on you. For the poster above who had before-and-after TU scores that were only 2 weeks apart, you might want to call myFICO Customer Service and see if they can figure out what happened. When you look at the older report and the newer report, check screen two with the positive and negative factors. Have the negative factors changed in order?
Phone:
1-800-319-4433
Mon-Fri 6am to 6pm PST
Sat 7am to 4pm PST
I'm baffled as to why >1 year old inqs are displaying on myFICO reports. myFICO traditionally hasn't displayed them, as they are ignored for scoring.
@JagerBombs89 wrote:
@JagerBombs89 wrote:Just pulled my report and I still have 0 inquries on TU
I put my foot in my mouth TOO early! I just had 9 inquires added back on my TU report. But I also had 1 INQ from equifax drop off.
That will teach you to keep your mouth shut.