I have 4 baddies coming of my experian and transunion report this year, the first ones to fall is is two first premiere cards the date of deletion is 4/08 and the second one is 5/08. Are these going go fall off automatically or do i need to send a request for it? Do they have to reinvestigate it or once you submit the request it automatically falls off. I just want to know what i need to do.