cancel
Showing results for 
Search instead for 
Did you mean: 

Old Collection Accounts Not Updating

tag
Eric804
Member

Old Collection Accounts Not Updating

Looking for some advice.  I currently am in the rebuilding mode clearing up old collections.  I have 2 Accounts from Portfolio Recovery that I paid for at 50% and will be removed.  I have another from Jefferson Capital I settled for 40% that will also be removed.  There are two accounts:

 

WebBank/Fingerhut - Reported under OC & Also Portfolio Recovery which I paid for and its being deleted within 30 days.

Seventh Aven - Reported under OC


The original creditor does not appear to be updating these on a monthly basis.  Should I let sleeping dogs lay or reach out and try to see if I can get a GW delete. 

WebBank/Fingerhut 
   Past Due:$0
   High Balance:$530
   Terms:0
   Limit:$400
   Payment:$0
   Opened:4/10/2015
   Reported:2/26/2016
   Responsibility:Individual
  
  
Seventh Ave 
   Past Due:$135
   High Balance:$854
   Terms:0
   Limit:$0
   Payment:$0
   Opened:12/17/2015
   Reported:8/13/2018
   Responsibility:Individual

 

 

Message 1 of 2
1 REPLY 1
dragontears
Senior Contributor

Re: Old Collection Accounts Not Updating

Please keep in mind while you decide what you are going to do that a goodwill account deletion by an original creditor is almost as rare as a rooster egg.

Message 2 of 2
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.