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Looking for some advice. I currently am in the rebuilding mode clearing up old collections. I have 2 Accounts from Portfolio Recovery that I paid for at 50% and will be removed. I have another from Jefferson Capital I settled for 40% that will also be removed. There are two accounts:
WebBank/Fingerhut - Reported under OC & Also Portfolio Recovery which I paid for and its being deleted within 30 days.
Seventh Aven - Reported under OC
The original creditor does not appear to be updating these on a monthly basis. Should I let sleeping dogs lay or reach out and try to see if I can get a GW delete.
| WebBank/Fingerhut | |
| Past Due: | $0 |
| High Balance: | $530 |
| Terms: | 0 |
| Limit: | $400 |
| Payment: | $0 |
| Opened: | 4/10/2015 |
| Reported: | 2/26/2016 |
| Responsibility: | Individual |
| Seventh Ave | |
| Past Due: | $135 |
| High Balance: | $854 |
| Terms: | 0 |
| Limit: | $0 |
| Payment: | $0 |
| Opened: | 12/17/2015 |
| Reported: | 8/13/2018 |
| Responsibility: | Individual |
Please keep in mind while you decide what you are going to do that a goodwill account deletion by an original creditor is almost as rare as a rooster egg.