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Old(er) store card question...

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Anonymous
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Old(er) store card question...

I have a card I opened back in 2004 for a jewelery store I ended up never using.  I've kept it open ever since but according to my report, it hasn't updates since 2007.  It's still listed as active but not reporting that it's still in good balance month-to-month.  Is this affecting my score at all?

 

Thanks!

Message 1 of 3
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Anonymous
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Re: Old(er) store card question...

Yes, it is still helping your overall utilization and history.
Message 2 of 3
Anonymous
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Re: Old(er) store card question...

Actually, to further the information surrounding this topic: the card doesn't report a limit or anything... the only bit of useful information provided to me is the open date and that it has a balance of $0.  Closes it will most likely hurt my history so I'll be keeping it open.

Message 3 of 3
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