So, after paying down my Target CC to a mere $33 and waiting a little over a week after the statement date for it to (hopefully) report, I pulled my reports again. Here's what I found:
TU :: 633 - apparently it takes more than one week for TU to update statements. It still shows $296 as my CC balance, with just one inquiry from Sept.
EQ :: 636 - so EQ is faster in updating, but it seems that three inquiries are holding my score down like a ton of bricks. Snap.
EX :: 699 - I almost did backflips when I read this one. Low utilization, no inquiries. Can I join the 700 club on an honorary basis?
My only real thing holding me down on all of my scores right now is that 90-day late from my old acct. that the CCC will not GW away. If anyone knows how to court 1FBUSA, I'd love to hear it.
I can only say thanks to everyone for my progress so far. I'm amazed at how much has already been accomplished, and I'm not even finished yet!
TU :: 633 - apparently it takes more than one week for TU to update statements. It still shows $296 as my CC balance, with just one inquiry from Sept.
EQ :: 636 - so EQ is faster in updating, but it seems that three inquiries are holding my score down like a ton of bricks. Snap.
EX :: 699 - I almost did backflips when I read this one. Low utilization, no inquiries. Can I join the 700 club on an honorary basis?
My only real thing holding me down on all of my scores right now is that 90-day late from my old acct. that the CCC will not GW away. If anyone knows how to court 1FBUSA, I'd love to hear it.
I can only say thanks to everyone for my progress so far. I'm amazed at how much has already been accomplished, and I'm not even finished yet!
