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Open ended revolving credit on report? Confused

Tyler3334
Member

Open ended revolving credit on report? Confused


Hey guys. 

my fico says I have 5 open accounts with a total of 8888 of debt. 
my actual report when I view it has 4? One of the is a cap 1 card I paid off in full that hasn't reported. Where is the missing account?

 

also I know this report is garbage. I ran into trouble a year ago and **bleep**ed myself.

 

Anyway I can post a pic for people to see. Hard for me to explain over a post?

 

Message 1 of 3
2 REPLIES 2
Dumbee
Established Contributor

Re: Open ended revolving credit on report? Confused

Anyway I can post a pic for people to see. Hard for me to explain over a post?

@Tyler3334 

 

Just censor out any personal info, like account numbers, and sure 


Smiley Embarassed
Personal/40.15K Biz/23K POT/17K
Message 2 of 3
Birdman7
Super Contributor

Re: Open ended revolving credit on report? Confused

Do you possibly have an open collection? that counts.
-Community’s scoring wisdom: Scoring Primer.
-Revised: MORTGAGE SECTION.
-Negative Reason Codes: CassieCard’s Score Factors.
-Calculate metrics with ccquest’s Workbook.

Clean/Thick/Mature/No New Revolver - 8,9; Clean/Thick/Mature/No New Account - 5/4/2.
Correct Ag.Util. under 5% all times. (Oldest/avg varies. Estimates above.)
Real world mortgage maxes are: EQ5-818, TU4-839, EX2-844.





(Everything said is JMHO and is not endorsed by FICO or MF. I have no affiliation with either, just a grateful member.)
Message 3 of 3
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