I have an old collection for Southwestern Bell/ dba ATT for $125.00 that was not paid at the time of my divorce. I am almost certain this bill was paid, but do not have any paperwork to fall back on.I am planning on applying for a home loan before April, and was wanting some direction on how to handle this. I'm sure a mortgage co would frown on this, even though it is for such a small amount. Should I contact SWB/ATT and see if I can pay them directly? Then contact the CA and hopefully they will remove it? In writing of course! Thanks in advance for any help.
MIDLAND CREDIT MANAGEMENT
Address:
8875 AERO DR
SAN DIEGO, CA 92123
(888) 403-6206 Account Number:
851765.... Original Creditor:
SOUTHWESTERN BELL D/B/A AT T
Address Identification Number:
Status:
NO STATUS.
Date Opened:
04/2006 Date of Status:
04/2004 Reported Since:
04/2004 Last Reported Date:
N/A
Type:
NA Terms:
1 Months Monthly Payment:
N/A Responsibility:
Individual
Credit Limit:
N/A High Balance:
N/A Recent Balance:
N/A Recent Payment:
N/A
Your Statement:
Account in dispute under Fair Credit Billing Acts.
I would contact ATT directly. they should be able to tell you if its paid or not. If not paid, as them would they be willing to pull the account back from the CA for payment. Midland is not a CA to deal with. Not nice 99% of the time!
Good luck
Also, you can call ATT but if they agree, reequest that they send the agreement in writing!
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