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PAID OFF!!!!!!!!

tag
seeyouthere
New Contributor

PAID OFF!!!!!!!!

I am finally at 0% utilization....now just have to wait a little for it to show on my reports.  About a month?

 

Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: PAID OFF!!!!!!!!

First of all, congratulations on finally reaching that magical number. You probably hard to work hard to actually get there. I would give it a month or so but I would also be proactive. I have found that some of these agencies like to take their sweet time when it comes to updating their information (despite them being frustrated if you do not pay them instantly). 

Message 2 of 8
alvon123
Super Contributor

Re: PAID OFF!!!!!!!!

congrats!!!


Message 3 of 8
BigBS
Senior Contributor

Re: PAID OFF!!!!!!!!

Congrats!  Remember though that for best scoring one CC should report between 1 and 9%.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 4 of 8
seeyouthere
New Contributor

Re: PAID OFF!!!!!!!!


@Anonymous wrote:

First of all, congratulations on finally reaching that magical number. You probably hard to work hard to actually get there. I would give it a month or so but I would also be proactive. I have found that some of these agencies like to take their sweet time when it comes to updating their information (despite them being frustrated if you do not pay them instantly). 


should i dispute the items if i dont see them changed?

 

Message 5 of 8
TrulyyBlessed
Regular Contributor

Re: PAID OFF!!!!!!!!

Congratulations on paying off your debt! I'm assuming you will be in the garden for a while, but if your planning to app. for something  you may want to have at least 1% utilization.


@seeyouthere wrote:

I am finally at 0% utilization....now just have to wait a little for it to show on my reports.  About a month?

 


 


Starting Score: Nov. 2012 585
Current Score: EQ 733 EX 777 TU 743 Goal Score: 750+






Message 6 of 8
seeyouthere
New Contributor

Re: PAID OFF!!!!!!!!

im only after one card right now lol


@TrulyyBlessed wrote:

Congratulations on paying off your debt! I'm assuming you will be in the garden for a while, but if your planning to app. for something  you may want to have at least 1% utilization.


@seeyouthere wrote:

I am finally at 0% utilization....now just have to wait a little for it to show on my reports.  About a month?

 


 


 

Message 7 of 8
DawgZ
Contributor

Re: PAID OFF!!!!!!!!

Congratz!



My Wallet - Cap1 Visa Signature $13k, Chase Saphire Prefered $13.5k, Well's Fargo Rewards $10k, Cap1 Quicksilver MC $6.5k, Cap1 Quicksilver V $4k, Chase Freedom $9k, Discover IT $7.5k, Amex BCE $34k, Amazon/Chase $2.5k,PenFed V $10.5k, Amex Green

EQ 810(Fico), EX 806 (Fico), TU 815 (Fico)

Message 8 of 8
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