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PFD QUESTION-APFC

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Anonymous
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PFD QUESTION-APFC

Hi everyone..
I sent out a PFD for a friend on a small collection listed on her reports for $44.  They replied with the following :
 
AMOUNT DUE: $45.99 AN ADDITIONAL $50.00 IS CHARGED FOR AFPC TO REQUEST THE ACCOUNT BE DELETED FROM YOUR CREDIT REPORT. INTEREST CONTINUES TO ACCRUE-ACCOUNT HAS BEEN REPORTED TO THE CREDIT BUREAU.  PLEASE REVIEW YOUR CREDIT REPORT.
 
It is a small amount so she will pay it. I was wondering if this sounds legal, the $50 part.
Message 1 of 6
5 REPLIES 5
Anonymous
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Re: PFD QUESTION-APFC

Sure it is. You are only required to pay what you owe but if you want to buy their removal "service" it will cost you $50. Absolutely scummy as heck but legal none the less.
Message 2 of 6
Anonymous
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Re: PFD QUESTION-APFC

Ok I read it over several times...and something about it just didn't sit right with me...
Message 3 of 6
Anonymous
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Re: PFD QUESTION-APFC

It wasn't worded that way exactly but what it boils down to is a way to bilk the consumer out of more money than the lousy collection was for because they removed it. Totally SCUMMY but sometimes you gotta pay to play ya know?
Message 4 of 6
Anonymous
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Re: PFD QUESTION-APFC

Smiley MadYes I know...but it still reeks....Thanks for your help bam70..
Message 5 of 6
Anonymous
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Re: PFD QUESTION-APFC

Smiley Happy
Message 6 of 6
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