PFD QUESTION-APFC

[Anonymous]

Hi everyone..

I sent out a PFD for a friend on a small collection listed on her reports for $44.  They replied with the following :

AMOUNT DUE: $45.99 AN ADDITIONAL $50.00 IS CHARGED FOR AFPC TO REQUEST THE ACCOUNT BE DELETED FROM YOUR CREDIT REPORT. INTEREST CONTINUES TO ACCRUE-ACCOUNT HAS BEEN REPORTED TO THE CREDIT BUREAU.  PLEASE REVIEW YOUR CREDIT REPORT.

It is a small amount so she will pay it. I was wondering if this sounds legal, the $50 part.

[Anonymous]

Sure it is. You are only required to pay what you owe but if you want to buy their removal "service" it will cost you $50. Absolutely scummy as heck but legal none the less.

[Anonymous]

Ok I read it over several times...and something about it just didn't sit right with me...

[Anonymous]

It wasn't worded that way exactly but what it boils down to is a way to bilk the consumer out of more money than the lousy collection was for because they removed it. Totally SCUMMY but sometimes you gotta pay to play ya know?

[Anonymous]

Yes I know...but it still reeks....Thanks for your help bam70..

[Anonymous]