I'd like to say Thank You to everybody on this forum that has posted info/helped people like me. Until i came to this forum i didn't now about gw, dv or pfd letters well today i got a call from Federal Credit Corp about a unpaid sprint bill from years ago(they only co on my reports) I told here if we could work something out so i could get the interest and late payments taken off the balance and then i would pif if they did a pfd well she said fine. Within 15minutes she had faxed me over a letter with what i owe and another letter saying they will do a pfd. She then called back and i paid the debt in full. It felt good knowing that debt won't be held over my head anymore.
