PFD and SOL please help!!!

[glamchick]

Can I send a PFD to a Charged-off credit card even though Im still within the SOL of my state?  dated opened was 12/2005 and SOL is  3 years.  I would like to pay this in full for a deletion.  Thanks!!!

[glamchick]

BUMP*

[Anonymous]

Sure you can! Does the OC still own the account, or has it gone been sold to a CA?

[Anonymous]

Before you pay them a dime, receive assurances (in writing) they will delete the account upon your payment.

[glamchick]

Yes the CC was sold to a CA I have been making payments but they sitll report me derogatory every month and its a reloving account.  According to Myfico if i pay this off it will make my credit score go up.  On my equifax report it says CC will be removed from CR 2012 will this change if I pay and they dont delete?