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PFD email?

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mamabear
New Contributor

PFD email?

In an earlier post I said that I had asked a CA for a PFD over the phone.  She said she had to check with OC.  She came back and said they would delete.  She sent me an email stating  "this will confirm that the account for ****** will be completely removed from the credit bureau upon receipt of this payment in the amount of ******."  Is this good enough?  Do they have to do it if I pay?  
Message 1 of 7
6 REPLIES 6
ktl55
Regular Contributor

Re: PFD email?

IMHO - I would ask for a hard copy.
Message 2 of 7
Anonymous
Not applicable

Re: PFD email?

it is good enough.
Email is standard protocol in legal discovery.
Message 3 of 7
Tuscani
Moderator Emeritus

Re: PFD email?

I would still get a copy on company letterhead.
Message 4 of 7
Anonymous
Not applicable

Re: PFD email?

If it ain't in writing then it don't exist. Should be on letterhead and preferably signed.
Message 5 of 7
Momof5
Frequent Contributor

Re: PFD email?

It is good enough and I have had no problem with email confirmations....
 
Also,  understand that should they fail to delete, you can take them to small claims.  The judges are more lenient there AND it is based on a preponderance of the evidence in addition to using the "least sophisticated consumer" standard.  The email would fly.
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Message 6 of 7
Tuscani
Moderator Emeritus

Re: PFD email?



Momof5 wrote:
It is good enough and I have had no problem with email confirmations....
 
Also,  understand that should they fail to delete, you can take them to small claims.  The judges are more lenient there AND it is based on a preponderance of the evidence in addition to using the "least sophisticated consumer" standard.  The email would fly.



It's not hard to spoof e-mail. I wouldn't chance it in court. You want something signed on company letterhead.  
Message 7 of 7
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