Ok, next question - If a creditor is not licensed in my state, but the SOL has not run out in either states, and I dv, they have to take it off my credit report because they aren't licensed here, and they aren't allowed to collect, but can they sue?
And - if an unlicensed CA sued me previously, and got a judgement, which was paid, can they legally report the collection and the judgement? If they are not licensed in my state, can I make them remove the judgement too?
Thanks for all the help!