PLOC playing hard to get!

[Anonymous]

Applied for NFCU PLOC in July and denied. Recon was a no go. Approved from NFCU Cash Rewards for $18K earlier that week. SP CLI to $25k on 9/4.

Applied for Penfed PLOC yesterday and denied. Recon was a no go. Approved for Penfed Visa Signature for $5k the same day.

Approved for Chase Saphire $8K and Amex PRG in August which are not reporting yet. 

I have an account with Nasa that was opened in July. I have heard they are just as conservative as Penfed so havent applied here just yet.

I really want a PLOC and want to do it before the new accounts report. Besides applying again with NFCU does anyone have another CU or bank to suggest that is a little more giving?

Im coming for you PLOC!  You will be mine!

[gingerflower]

Op I would take a chance with Nasa Fcu. You won't know the answer unless you apply. Nasa is awesome!! Good luck:-)

[lhcole77]

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@Anonymous wrote:

I have an account with Nasa that was opened in July. I have heard they are just as conservative as Penfed so havent applied here just yet.

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ETA: What type of account do you have? 

NASA will pull EX FICO 2 scores for a PLOC app. Your sig says your have a 681...is that FICO 08?

I have nothing but good things to say about NASA. Best APR on PLOC with them is 8.25%. I had a 715 EX FICO 2 at time of app and got he full 20K I asked for at 8.25% APR. 

(glad my FICO 8 EX score is higher than FICO 2. Also glad I was able to pull FICO 2 here before I app'ed to know where I stood)

[Anonymous]

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@lhcole77 wrote:

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@Anonymous wrote:

I have an account with Nasa that was opened in July. I have heard they are just as conservative as Penfed so havent applied here just yet.

---

ETA: What type of account do you have? 

NASA will pull EX FICO 2 scores for a PLOC app. Your sig says your have a 681...is that FICO 08?

I have nothing but good things to say about NASA. Best APR on PLOC with them is 8.25%. I had a 715 EX FICO 2 at time of app and got he full 20K I asked for at 8.25% APR. 

(glad my FICO 8 EX score is higher than FICO 2. Also glad I was able to pull FICO 2 here before I app'ed to know where I stood)

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I have a checking and savings with Nasa that I setup a while back. My scores are FICO 08. Still deciding if I want to run it with NASA, Im very tempted to try NFCU a second time...