When we were talking with a mortgage lender that pulled my husband's credit she made the comment that it's unusual for a past due balance to show on a foreclosure. He has a $5,762 past due amount on the foreclosure of $92,271. On EX is states "Credit Grantor reclaimed collateral to settle defaulted mortgage". Was the lender correct? Should it show no past due balance? If it shouldn't what can I do to fix it?