Noah - I've said about collection agencies I know it all too well, was in referance to the fact that I have dealt with collection agencies for the better part of all the past 6 years. I have had a number of accounts go to collections. Now you can jab all you want, I really don't care,
You think I work for a collection agency because I don't agree with some of your advice such as not paying the debt unless then give you a PFD. What ever. I was just making the OP aware that , that is very dangerous advice and can have some serious consequences that you failed to mention to the person of what can happen when you refuse to pay.
As far as the whole check vs. money order, do what you want. Do what ever you feel safer with. CA can be scumbags and say they never got your paymenat and then there is a longer hassel proving it as compared to seeing cancelled check or your debit card transaction posted to your account but whatever you feel most comfortable with. I personal like to see the official receipt on my bank statement
As far as what happened to you, it sounds like we both have been in similiar situations. I would have loved to have to have had the ca agree to whatever terms I found the most afforable, but that's not reality. Reality is most CA's arent going to start a payment plan without something upfront first. I have had to negiotate on a couple of occasions an installment of a couple of pay perionds just to pay the down payment to get into an affordable payment plan.
So,you can on calling me whatever I just don't care But if you are going to give someone very risky advice just make sure you tell them of the possible ramifications that may come from it. Go back and read the this OP and read down, this person was on their way to telling their CA go stick totally unaware that there was a possbilitly of them being suled.
