If it was your only installment loan, then I think it will 'creep' back up and maybe not all the available points.
still better to have a car free and clear and sacrifice the points
Dec 16/2019. EX. 721. EQ. 723. TU 746
Jan 25/2024 EX. 774 EQ. 751 TU 758
Inq. EX 2 EQ 3 TU 6 - - CC 2x24, 0x12
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