Hi All!
I've been lurking for quite some time now
This board has taught me much (and will continue to do so I'm sure) and I appreciate everyone who has shared here.
I do need some help in understanding one issue before I proceed to take care of it though.
I have medical debts in collections, about $470 total. These are pretty recent. I am able to pay the full amount.
The hospital has not sold the debt, just transfered and said that they can still take my payment.
The collection agency is already on our credit reports.
The hospital also told us that the ca is not one that would agree to take the collections off the report when/if pd.
So my question is:
If I made the full payment to the hospital, would the collections have to drop from our reports since we did pay the original creditor?
If so, is there anything I should do to ensure this happens?
If not, is there anything else I can do besides a PFD with the ca?
Thanks for any input
I've been lurking for quite some time now
This board has taught me much (and will continue to do so I'm sure) and I appreciate everyone who has shared here.I do need some help in understanding one issue before I proceed to take care of it though.
I have medical debts in collections, about $470 total. These are pretty recent. I am able to pay the full amount.
The hospital has not sold the debt, just transfered and said that they can still take my payment.
The collection agency is already on our credit reports.
The hospital also told us that the ca is not one that would agree to take the collections off the report when/if pd.
So my question is:
If I made the full payment to the hospital, would the collections have to drop from our reports since we did pay the original creditor?
If so, is there anything I should do to ensure this happens?
If not, is there anything else I can do besides a PFD with the ca?
Thanks for any input
Message Edited by jcmycology on 08-07-2007 12:51 PM
hmmm...ethics!
HappyDays wrote:
After you pay the hospital dispute with CRAs. If they come back varified....DV the CA CMRRR.The CA must validate within 30 days......If the bill is paid what can they validate?
Thanks for the replies.
I thought if the hosp didn't drop it I could try the DV to the CA, but wanted to make sure I wasn't missing a step.
I hope it goes smoothly.
I thought if the hosp didn't drop it I could try the DV to the CA, but wanted to make sure I wasn't missing a step.
I hope it goes smoothly.
oops so sorry. I didn't think anything was wrong because bill will be paid.
fused111 wrote:hmmm...ethics!
HappyDays wrote:After you pay the hospital dispute with CRAs. If they come back varified....DV the CA CMRRR.The CA must validate within 30 days......If the bill is paid what can they validate?