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Hi all,
I want to get to my 4,000 bucks spending in 90 days for the reward, so I wanna pay my car loan with my credit card; however, I'd have to use MoneyGram to do it as the dealer services don't allow debit/credit card use to pay online/over the phone.
Will using MoneyGram count as a cash advance for my card?
@Anonymous wrote:Hi all,
I want to get to my 4,000 bucks spending in 90 days for the reward, so I wanna pay my car loan with my credit card; however, I'd have to use MoneyGram to do it as the dealer services don't allow debit/credit card use to pay online/over the phone.
Will using MoneyGram count as a cash advance for my card?
Ask Chase to reset your cash advance limit such that it'll get denied if you run it through... they were able to set mine to $20. My gut says yes it'll count but I've never tried it personally, but there's a number of bill payment services like chargesmart and the like, maybe look into one of those?

@Revelate wrote:
@Anonymous wrote:Hi all,
I want to get to my 4,000 bucks spending in 90 days for the reward, so I wanna pay my car loan with my credit card; however, I'd have to use MoneyGram to do it as the dealer services don't allow debit/credit card use to pay online/over the phone.
Will using MoneyGram count as a cash advance for my card?
Ask Chase to reset your cash advance limit such that it'll get denied if you run it through... they were able to set mine to $20. My gut says yes it'll count but I've never tried it personally, but there's a number of bill payment services like chargesmart and the like, maybe look into one of those?
+1
OP - ChargeSmart will not post as a cash advance transaction on CSP. Wells Fargo Dealer Services is listed as an eligible biller/payee. Just FYI - there will be a fee associated with using ChargeSmart but could be well-worth it to meet some of the 90-day spending requirement.
@FinStar wrote:
@Revelate wrote:
@Anonymous wrote:Hi all,
I want to get to my 4,000 bucks spending in 90 days for the reward, so I wanna pay my car loan with my credit card; however, I'd have to use MoneyGram to do it as the dealer services don't allow debit/credit card use to pay online/over the phone.
Will using MoneyGram count as a cash advance for my card?
Ask Chase to reset your cash advance limit such that it'll get denied if you run it through... they were able to set mine to $20. My gut says yes it'll count but I've never tried it personally, but there's a number of bill payment services like chargesmart and the like, maybe look into one of those?
+1
OP - ChargeSmart will not post as a cash advance transaction on CSP. Wells Fargo Dealer Services is listed as an eligible biller/payee. Just FYI - there will be a fee associated with using ChargeSmart but could be well-worth it to meet some of the 90-day spending requirement.
Many thanks ![]()