PenFed Credit Reporting Issue/Question

[TheFIGuy]

I opened the PenFed Gold Credit Card on 10/25/20, and it has started reporting to TU only around 11/15/20. The card still has not been reported to EX or EQ as of today, so I'm curious about what you guys think I should do.

For reference, I opened up a USB Altitude GO on 11/13/20, and it's already reporting to EX, EQ, and TU.

I can call PenFed, but that hold-time is extra-long, so I would rather come here first.

Thanks!

[Loquat]

It could just be a delay. I would give it another statement cycle and see if it starts reporting then. I can't recall an instance of someone having issues with PenFed reporting. If another cycle comes and goes without anything reporting I would reach out them then.

[cashorcharge]

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@TheFIGuy wrote:

I opened the PenFed Gold Credit Card on 10/25/20, and it has started reporting to TU only around 11/15/20. The card still has not been reported to EX or EQ as of today, so I'm curious about what you guys think I should do.

For reference, I opened up a USB Altitude GO on 11/13/20, and it's already reporting to EX, EQ, and TU.

I can call PenFed, but that hold-time is extra-long, so I would rather come here first.

Thanks!

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My accounts didn't report until the first statement and even then, it wasn't as quick and consistent as with other FI's

They do report to all 3 but it wasn't as timely as you'd expect

[TheFIGuy]

Thank you all for your advice and insight.

@Loquat and @cashorcharge I'm now on two statement cycles, and January will be three. Hopefully mid-January, it will post.

@Cory88 I have seen some weird stuff with all three reporting agencies as of lately. I thought maybe a split-profile (worst nightmare), but I knew it must be something else when USB reported.

All, I'll keep an eye out and report back!

[dunn2500]

i would get updates on fico score from navy constantly after making payments which usually gave me small increase in score......pen fed only reported to TU and none from other 2 and even made another payment to stay 2 months ahead ( same as navy) and nothing shows up......with navy they would show up pretty quick with pen fed its like i dont even have a loan it seems

[rostrow416]

I get updates from navy and penfed once a month on each account, regardless of when or how many payments I make.

[TheFIGuy]

Hey @dunn2500 ,

See my post here. I'm sure PenFed will resolve the issue eventually. I am happy to see someone else having the same issues.

[WarthogWrangler]

I have a PENFED personal loan. They haven't updated my EX for three months now.  TU and EQ have been updated monthly.  It's getting annoying now.  I've paid it down a lot but they won't update EX. 

[dunn2500]

thanks.......navy was on the ball, it would hit my reports fast but pen fed not so much.....that sucks

[dunn2500]

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@WarthogWrangler wrote:

I have a PENFED personal loan. They haven't updated my EX for three months now.  TU and EQ have been updated monthly.  It's getting annoying now.  I've paid it down a lot but they won't update EX. 

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they are almost 3 months behind on being current and ive paid 2 months ahead on top of that.........not annoying its ridiculous, i wish Navy could have been competitive with the rates but they use a different scoring model now ( my worst of course)  the prompt service, ease of use, fact they have branch close to me, and the people are so nice far outweighs a credit union across the country and process isnt quite same......I would choose Navy hands down (even aside from pen fed reporting issue)

i have report for TU in oct and none else.....i am paid up til feb 21 and about to make another payment for march