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PenFed FICO Score Updated

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credit_is_crack
Valued Contributor

PenFed FICO Score Updated

Looks like the PenFed FICO score update has gone thru. My last one stated "as of 07/11/17" and this one is "as of 09/12/17"...

 

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Message 1 of 22
21 REPLIES 21
Anonymous
Not applicable

Re: PenFed FICO Score Updated

That is so awesome! Congratulations 

Message 2 of 22
Gmood1
Super Contributor

Re: PenFed FICO Score Updated

Right behind you crackman! lol

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Message 3 of 22
credit_is_crack
Valued Contributor

Re: PenFed FICO Score Updated

Thanks Pirate! This was my last "report" to update after the July lien removals m. Now I feel comfortable admitting to myself..."I think I have good credit. Protect it like it's cash" lol
Message 4 of 22
credit_is_crack
Valued Contributor

Re: PenFed FICO Score Updated

@Gmood I'm sure computers "read" us as having the same score lol At the time they pulled this none of my new accounts had posted so I expect a drop, and possibly a terrifying downward spiral when they really start showing up.

Oddly, when the first card reported I had zero score changes. With EQ when the 2nd card posted it went up 3 points? Today another hit and it went up 2 more points! TU/EX have had zero change still and they are showing 3 and 4 new accounts respectively. I don't know what it is, but I'm not b******g about it! LOL

Still got 5 more to report so it's still early
Message 5 of 22
Gmood1
Super Contributor

Re: PenFed FICO Score Updated

I figured mine will dip a little. They haven't as yet. All fico 8 scores the same, with two new accounts reporting between last month and this month. My FICO 9 dipped a couple of points. I still have three more new accounts I'm waiting for to hit possibly this month.

Message 6 of 22
mitchblue
Valued Contributor

Re: PenFed FICO Score Updated

I'm still missing my PENFED score since they updated their website. No Fico 8 or 9. Zippo.

FICO® 8 Scores 821 FICO® 9 Equifax 826 (Updated 02-7-23)
Message 7 of 22
credit_is_crack
Valued Contributor

Re: PenFed FICO Score Updated

@mitch...that's odd, are you a recently new member or did you have the NexGen before and when it flipped you stopped seeing stuff? I'd give them a call..maybe a split profile at EQ and that's stunting PenFed from pulling the report..I've seen that before.
Message 8 of 22
mitchblue
Valued Contributor

Re: PenFed FICO Score Updated


@credit_is_crack wrote:
@Anonymous...that's odd, are you a recently new member or did you have the NexGen before and when it flipped you stopped seeing stuff? I'd give them a call..maybe a split profile at EQ and that's stunting PenFed from pulling the report..I've seen that before.

Have been a member for about 2.5 years. I did have the NexGen before.. and now I'm not getting anything. I'll check it out, thanks.

FICO® 8 Scores 821 FICO® 9 Equifax 826 (Updated 02-7-23)
Message 9 of 22
K-in-Boston
Epic Contributor

Re: PenFed FICO Score Updated

Congrats to both of you with your gigantic near-800 scores!  While mine is sitting 31 points below my EQ 08 score (709 vs 740) at least it's closer than last month (700 vs 746).  I don't see me faring too well with PenFed and Navy growth in the near-term.  Smiley Sad

Message 10 of 22
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